Every rule you are judged against.
Nothing between the lines.
Read from the same configuration the engine enforces, with worked examples — including the edge cases — for every rule that has them. The rules you buy are frozen into your account at purchase.
Getting funded
What the evaluation asks of you, and what happens the moment you pass.
Profit target
10%Evaluation onlyReach $5,500 in equity — a 10% gain on your $5,000 account.
The target is the proof of edge that funded capital is exchanged for. It is measured on equity, so an open winning position counts without you being forced to close it.
Grow the account's equity — balance plus open profit and loss — by 10%. The target is checked continuously; once you are at or above $5,500 with the minimum trading days met, you pass and the account moves to funded.
You buy a $5,000 account with a 10% profit target.
10% of $5,000 is $500, so your equity has to reach $5,500 — open positions included — with the minimum trading days met.
On your first trading day an open winner carries your equity to $5,500, with 3 trading days required.
Nothing is banked. The target is re-tested on your live equity every time the account is checked, never on the highest equity you once touched — so if that position gives the profit back, you have not passed. Your equity has to be at $5,500 or above at a moment when the 3 trading days are also behind you. Reaching $5,500 exactly is enough; the test is at-or-above.
- Profit from flagged trades — closed under the minimum holding time, or made on positions opened inside a news window — is removed from the account balance at close and does not count toward the target. Flagged losses count in full.
- A met target is held, not lost, while a news window is live on a symbol you hold open — it is re-judged the moment the window clears.
Minimum trading days
3 daysEvaluation onlySame at every size in this tierTrade on at least 3 separate days before you can pass.
One lucky session is not a track record. Spreading the pass across days shows the result can be repeated.
You must place trades on at least 3 different days before the account can pass, however quickly you hit the profit target. A trading day is a UTC calendar day on which you opened or closed at least one trade.
Your challenge requires trading on 3 separate days.
Open or close at least one trade on 3 different UTC days — they don't have to be in a row — and the day requirement is met.
You open a position on Monday and close it on Wednesday.
That is two of your 3 days, not three. A day counts when you opened or closed a position in it: Monday's open counts and Wednesday's close counts, while Tuesday had neither — even though the position was open all day.
- The days do not have to be consecutive, and there is no upper limit on how long you take.
- Any number of trades on the same UTC day counts as one trading day.
- Days are counted in UTC — a position opened before midnight UTC and closed after it touches two trading days.
Time limit
UnlimitedFunded onlySame at every size in this tierTime limit: Unlimited.
Deadlines manufacture forced trades. Where a duration exists at all, it is published here rather than discovered.
The evaluation has no deadline — take as long as you need. A funded account can carry a maximum duration, counted from the day it is funded; where none is set, it runs for as long as its other rules are met.
- The evaluation clock never expires — only the loss limits can end it.
One phase, one strike
Same at every size in this tierOne-phase evaluation, one strike: hitting a wall ends the challenge; there is no time limit.
Real capital does not offer second chances on the same account. One strike keeps evaluation discipline and funded discipline identical.
There is a single evaluation phase — pass it once and you are funded. But each account has one life: crossing the daily loss limit or the max drawdown floor ends it, in evaluation and in funded alike.
- There is no second phase, no verification stage, no reset and no appeal: a breached account cannot be reactivated.
Loss limits
The two lines that end an account, and exactly how they are measured.
Daily drawdown limit
3%Don't lose more than 3% of your day-start equity in a single day.
A daily cap forces losses to be taken in survivable slices — the habit that keeps a real book alive through a bad week.
Each day at midnight UTC the limit re-anchors: it becomes 3% below the equity you start that day with, open positions included. If your equity touches that level at any point in the day, the account is closed.
Your $5,000 account starts the day at $5,200 equity.
3% of $5,200 is $156, so the account breaches the moment equity — open positions included — touches $5,044 today. At 00:00 UTC the limit re-anchors to the new day's starting equity.
Now say you end a day down instead, at $4,800.
Tomorrow's limit re-anchors to that lower figure: 3% of $4,800 is $144, so tomorrow's floor is $4,656 — fewer dollars of room than the day before. The daily limit follows your equity in both directions. Only the max drawdown floor stays where it started.
- Floating losses count — the limit is judged on equity with open positions included, not on closed balance.
- Touching the level exactly is a breach; the rule fires at the boundary, not past it.
- The anchor is that day's starting equity, not your account size — after profitable days your dollar room grows with you.
Max drawdown limit
6%Your equity may never touch $4,700 — 6% below your starting balance.
It is the account's hard capital line: the most it can ever be down before the loss stops being recoverable.
The floor is set once, at 6% below your starting balance, and never moves: it does not reset daily and does not trail your profits. Equity touching $4,700 at any moment — open positions included — ends the account.
Your $5,000 account has a fixed floor at $4,700.
6% of $5,000 is $300. Whatever you make later, if equity ever touches $4,700 the account is closed. This floor never moves.
You run the same account up to $6,000.
The floor is still $4,700. It does not follow you up and it does not trail your peak, so the whole run-up became cushion: from $6,000 you can give back $1,300 before this rule ends the account — and not a dollar more, however far it had run.
- The floor is static — profits raise your cushion above it but never move the floor itself.
- It takes precedence over everything and is judged before any pass — equity at the floor ends the account even on a tick where you would otherwise have qualified.
What happens at a breach
Open positions are force-closed on a breach and when you pass to funded.
A judged account has to stop taking on risk the instant the verdict lands — leaving it free to trade would keep changing a result that is already decided.
The moment a breach verdict fires, every open position is closed at market and the account ends. Passing works the same way: positions are force-closed so your funded account starts flat at its starting balance.
- System force-closes are never flagged by the holding-time or news rules — the exit was not your decision.
- Your breach report captures your equity and every open position at the exact breach tick, before the force-close.
Trading conduct
What you may trade, how, and the strategies that don't count or aren't allowed.
Allowed & banned strategies
Same at every size in this tierAutomation is welcome; strategies that game the model or the platform, like martingale, HFT and latency arbitrage, cross-account hedging, coordinated or mirror trading, and exploiting bugs or pricing issues, are banned.
The banned list is not about style: each entry either exploits the price feed or the simulated environment rather than the market, hedges risk across accounts we cannot see together, coordinates accounts that are supposed to be independent, or manufactures blow-ups.
Bots, EAs and copy trading allowed* (no HFT or latency exploits); martingale, cross-account hedging, coordinated or mirror trading between accounts, exploiting bugs or pricing issues, and any other exploitation of the simulated environment are banned. News trading is restricted to a window, not banned.
- * Copy trading is allowed between your own accounts only, not from other people, signal groups or copy services. Bots and EAs must be ones you own or control.
- Copying between your own accounts is not a loophole either: using it for cross-account hedging, to get around limits, or to exploit the simulated environment is banned.
- One person, one set of limits: working around multi-account limits, trading through someone else's identity, or any other identity fraud is prohibited across accounts, not just within one.
- Detected abuse can lead to a review, restrictions, a failed account, termination, or a withheld payout, depending on severity.
- News trading is not banned — it is restricted to a window; see the news rule for exactly what counts.
News window
5 hoursAround major news releases, profit made inside the window is removed from your balance and does not count toward your target or a payout.
A release is minutes of extreme, mean-reverting volatility. Excluding profit made inside the window keeps the evaluation about skill rather than about catching a spike — while the exemption protects genuine swing trades placed long before the news.
A short window opens around each high-impact release, on the symbols it affects. You can still open, change and close positions inside it — nothing is blocked. But profit on a trade closed inside the window is removed from your balance at close and does not count toward your profit target or a payout; floating profit on a position opened inside one is excluded from the target while open and removed at close. Positions opened at least 5 hours before the window starts are exempt and keep their profit.
A red-flag release hits a symbol you are trading, opening a short news window around it.
Profit on a position opened or closed inside the window is removed from your balance and does not count — unless the position was opened at least 5 hours before the window started. Losses count in full either way.
You open a position less than 5 hours before the window starts — after the exemption's cut-off, but before the window itself opens — and close it while the window is live.
The exemption does not apply. It is measured from the moment you opened to the moment the window starts, and that gap has to be at least 5 hours; simply being open before the release is not enough. The profit on that close is removed from your balance and does not count. A loss on the same trade would count in full — the rule only ever removes profit.
You hold the position until after the window has cleared.
Nothing is flagged, and the profit counts in full — the rule looks at the window running when you close, and at how long before that window you opened. The one exception is a position opened inside a window: its profit never counts, on that close or any later one.
- Losses inside the window always count in full — the rule only ever excludes profit, so violating it can never pay.
- The exemption is measured to the window's start and is inclusive: a position opened exactly the lead time ahead qualifies.
- An evaluation pass is held — not denied — while a window is live on a symbol you hold open; it is re-judged as soon as the window clears.
Minimum holding time
20 secondsMinimum holding time: 20 seconds.
Sub-minute scalping of feed latency is not a skill a funded account can monetise. Measuring the hold after the fact removes the incentive without ever blocking your exit.
When a minimum holding time is set, a trade closed sooner still executes — but any profit on it is removed from your balance at close and does not count toward your profit target or a payout. A loss counts in full.
Your minimum holding time is 20 seconds.
Close a trade sooner and it still executes, but any profit on it is removed from your balance and does not count toward your target or a payout. A loss counts in full.
You scale out of a position before it has been open for 20 seconds.
That partial close is judged on its own — it writes its own trade record, timed from when the position was first opened — so the profit on the lots you took off is removed from your balance and does not count. The lots you left open are judged again at their own close time: hold them past 20 seconds and their profit counts in full. Holding for exactly 20 seconds is enough; only a shorter hold is flagged.
- Every exit route is measured the same — a stop loss or take profit that fires early is treated exactly like a manual close.
- Force-closes by the system (a breach, or passing to funded) are never flagged.
Max open exposure
10000 lotsHold at most 10000 lots open at once, across all positions combined.
A single oversized position can cross both loss limits in one move; the cap keeps any one moment's exposure inside what the account can survive.
The cap counts every open position together, whatever the market — it is an account-wide total, not a per-trade size limit. An order that would push your combined open size past 10000 lots will not go through.
- Some markets can carry their own tighter cap; where none is set, the account-wide cap applies.
- Closing part of a position frees that much of the cap immediately.
Leverage
1:20Trade with account leverage up to 1:20 (1:2 on crypto).
Leverage bounds how large a position your margin can carry. The loss limits are what protect the account — leverage only sets how fast you can reach them.
You choose your account's leverage, up to 1:20: the same list the order ticket offers. Crypto trades under its own tighter cap of 1:2. Other markets can be configured with tighter leverage of their own; where they are, the tighter figure applies.
- Margin per trade is your position's notional divided by the leverage — halving leverage doubles the margin a lot requires.
Markets you can trade
Markets you can trade: GOLD · SILVER · SPX500 · WTIOIL · BRENTOIL · BTC/USD · ETH/USD · EUR/USD · GBP/USD · USD/JPY · NAS100.
One published list, read from the same source everywhere, means no page can promise a market the engine will not accept.
Every account on the Investabl terminal trades the same universe: GOLD · SILVER · SPX500 · WTIOIL · BRENTOIL · BTC/USD · ETH/USD · EUR/USD · GBP/USD · USD/JPY · NAS100. If a market is not in this list it is not tradable yet, whatever stage your account is in.
- Markets shown as coming soon are not tradable until they join this list.
Where you trade
00:00 UTCThis account trades in the Investabl terminal, and the platform is fixed when you buy — there is no switching later.
Two platforms judged on two clocks would mean the same trade counting toward different days depending on where it was placed, and the day a trade lands on decides whether it counts toward a profit target or a payout.
Orders are placed in the Investabl terminal. Your trading day starts and ends at 00:00 UTC on both platforms, which is the clock every daily limit, trading day and payout is measured on.
A simulated environment
Same at every size in this tierEvery account trades virtual capital in a simulated environment.
Simulation is what makes the deal possible: you prove skill without risking your own capital, and the losses on every account are ours. Saying so plainly is part of the deal.
Evaluation and funded accounts alike trade virtual capital: no client deposits are ever traded, and payouts are performance rewards, not brokerage withdrawals. Prices reference live public market data, and the simulated execution can include spread and slippage, so fills behave the way a real book would.
- Because execution is simulated against reference pricing, exploiting quirks of the simulation itself counts as prohibited conduct, not as trading skill.
Getting paid
Your split, when payouts unlock, and every rule a payout is checked against.
Profit split
80%Funded onlySame at every size in this tierYou keep 80% of the profits your funded account makes.
The account's capital and its losses are ours; the split is how both sides earn from the same wins.
Every payout pays you 80% of the profit you withdraw. We keep the remaining 20%.
Your funded account makes $1,000 in profit and you request a payout.
Your 80% share is $800, paid on-chain.
- Your split is frozen into your account when you buy — a later change to the published split never touches an existing account.
Payout day clock
3 daysFunded onlyMin profitable days between payouts: 3.
Steady trading across days is the evidence an account is managed rather than gambled — a payout should reflect a repeatable process, not one lucky session.
The number of separate days you trade and finish the day at least 0.25% up, counted on your account value at the end of the day with open positions included in each payout cycle. The count restarts each time you request a payout. They don't have to be consecutive, and each day counts once.
On your $5,000 account, a day counts once it ends at least 0.25% of your starting balance up ($12.50 here), counting open positions.
After 3 profitable trading days in the current payout cycle, your next payout unlocks.
One day ends $6.25 up, short of the 0.25% ($12.50) a day has to make.
That day does not count toward your 3, and it takes nothing away either: the days you have already banked stay banked. A day that ends flat or down is treated the same way — not counted, never subtracted. You just need another day that ends at least 0.25% up.
You request a payout and it is not rejected.
The clock starts again from the day after you requested it: your next 3 profitable trading days all have to fall after that day, and days from the cycle you just cashed out do not carry over. A rejected request is not a payout — it leaves the clock exactly where it was.
Each filled chip is a day that ended at least the floor up, counting open positions (the floor is $12.50); the dashed one is a day that didn't clear it — it simply doesn't count, and nothing is lost. The count restarts each cycle: every payout needs 3 qualifying days.
- A day is judged only once it has closed — today never counts until the day rolls over at midnight UTC.
- Each day counts once, and the days do not have to be consecutive.
- A rejected payout request does not restart the day clock.
Lifetime payout cap
UncappedFunded onlySame at every size in this tierLifetime payout cap: Uncapped.
A stated ceiling keeps the product honest about the maximum an account can return — and where there is none, that comes from the account's own flag, never from a blank.
A capped account has a fixed ceiling on the total it can ever pay out — your profit share of a set percentage of account size. An account can also carry no ceiling at all: then every payout is bounded only by the profit the account has actually made.
- Whether an account has no ceiling is decided by its own flag — an account without the flag always has a ceiling, even when no percentage is spelled out.
- The ceiling is what YOU can withdraw: the account-size percentage and your profit split multiply together.
Minimum payout
$50Funded onlyThe smallest payout you can request is $50: 1% of your account size, up to $100.
On-chain payouts carry per-transfer costs, so a floor keeps every payout worth sending — and tying it to account size keeps it proportionate instead of trivial on a large account.
The floor is 1% of the account, capped at $100, so it is $50 on this $5,000 account. Requests below it are refused up front; there is no upper limit beyond your withdrawable balance and any lifetime cap.
- The minimum applies to each request, not to your lifetime total.
- It is worked out from your ACCOUNT SIZE, not from your balance or your profit — it does not move as you trade.
- 1% of $5,000 is $50; the floor is the smaller of that and $100, so $50.
- If your account has less than the floor left under its lifetime cap, you can request exactly what is left.
Identity check before your first payout
Funded onlySame at every size in this tierVerify your identity once, before your first payout is paid.
Payouts are real money to a real person. Verifying who that person is, once, is what lets every payout after it stay on demand.
Your first payout request triggers a one-time identity check (KYC). Trading is never blocked while it runs; payouts resume once you are verified, and every later payout reuses the same verification.
- While your check is in review, payouts wait; nothing you have earned is lost.
- A flagged check routes to support review rather than an automatic refusal.
Fee refund
Funded onlySame at every size in this tierChallenge fee 100% refunded on your third payout.
You paid to prove yourself, not to fund us. Once you are withdrawing real profit, the entry fee comes back.
Your original challenge fee is added in full to that payout. From then on the challenge has cost you nothing.
- The refund rides that payout as part of the same payment — it is not a separate transfer.
- Only payouts already paid count towards the number — one still in the queue, rejected or failed does not.
- The payout number is fixed when you buy the challenge; a later change never applies to an account you already own.
Payout speed
Funded onlySame at every size in this tierPayouts are on demand, paid on-chain.
Speed claims are cheap; on-chain receipts are not. The number worth trusting is the measured one.
Request a payout whenever your account is eligible: there is no payout calendar to wait for. A payout is a signed on-chain transfer to your wallet, not a bank run. The live median time from request to on-chain settlement is published on our payout proofs page. We publish the receipts, not a promise.
Payout risk review
Funded onlySame at every size in this tierA flagged payout is held 24 to 48 hours for review, so do not cancel or re-request it.
A short manual check on flagged payouts protects everyone's payouts, and cancelling mid-review resets the check, so waiting is the fastest way to get paid.
Some payouts are held by a routine risk check before they are sent, and the review takes 24 to 48 hours. Your balance already reflects the amount, so nothing you have earned is lost while it runs. Please be patient and wait for the decision rather than cancelling and re-requesting: cancelling a held payout flags your next one too, which only adds another wait.
Account lifecycle
Who can trade, frozen rules, inactivity, and what a breach does — and doesn't — end.
Inactivity
30 daysFunded onlyOn a funded account, open a trade at least once every 30 days.
A funded account holds real capital ready to trade; the window frees capital parked behind accounts nobody is using.
The clock counts from your most recently opened trade. Go the full 30 days without opening one and the funded account is closed. It applies to funded accounts only — an evaluation has no inactivity clock.
You stop trading your funded $5,000 account.
After 30 days without opening a trade, the account is closed. Opening a single trade at any point restarts the 30-day clock.
- Opening a trade resets the clock — the countdown runs from the last time you opened one.
- A funded account that never trades is not immune — its clock runs from the day it was funded.
Your rules are frozen at purchase
Same at every size in this tierThe numbers you are judged on are frozen into your account at purchase.
You should never have to re-read the rules mid-challenge. Freezing the numbers you are judged on — and hashing the frozen copy — means they cannot move under you. The settings that are not frozen are named here rather than buried, because a guarantee that quietly has exceptions is worth less than an exact one.
When you buy a challenge, your balance, targets, loss limits, split, payout terms and exposure cap are copied into your account and fingerprinted with a cryptographic hash. Your account is judged against that frozen copy: a change to any of those applies to newly bought accounts, never retroactively to yours. A short list of conduct settings sits outside the freeze and is read live for every account — the minimum holding time, the tighter per-market exposure caps, the per-market leverage, and whether news windows are enforced and their swing exemption. A change to those does reach your account — unless your account carries its own per-account override for that setting, which takes precedence over the published value. The aggregate exposure cap, though frozen, can carry the same kind of per-account override: an account given one trades under it instead of the frozen copy. The figures on this page are the ones set on the sizes on sale today.
- The hash is computed the moment the account is created — recomputing it over your rules and comparing is how any tampering would show.
- A published rule change creates a new version of the challenge for new buyers; existing accounts keep trading under their own copy.
- The live-read exceptions are the minimum holding time, the per-market exposure caps, the per-market leverage, and the news-window settings — they are not part of the frozen copy or its hash, so a change to them applies to existing accounts too, unless an account carries its own per-account override for that setting, which keeps applying instead.
- The aggregate exposure cap is frozen, but it too can carry a per-account override — an account given one is judged against the override instead of its frozen copy.
After a breach
Same at every size in this tierA breach ends that account — it never ends you.
One clean strike per account keeps every account's history honest — and a fresh start is a fresh account, not an edited one.
When an account breaches, it is closed permanently: open positions are force-closed and the account moves to a terminal state with a full breach report attached. Starting again means buying a new challenge — a fresh account at full starting balance, under the rules published at the time you buy.
- A breached account is closed, not deleted — its history and breach report stay visible in your dashboard.
- A new challenge freezes its own copy of the rules at purchase, so it can differ from your old account's rules if the published rules changed in between.
Who can trade: age and restricted regions
Same at every size in this tierYou must be at least 18, and not in a restricted region.
We pay real money to real people, which brings real obligations: age checks, sanctions screening, and staying out of jurisdictions where the product cannot lawfully operate.
Investabl is for adults: you must be at least 18 years old. It is not available in Belarus, Cuba, Iran, Myanmar, North Korea, Russia, Syria or Venezuela, nor in the Crimea, Donetsk and Luhansk regions. Everyone is screened against sanctions and politically-exposed-person lists at verification, and may be re-screened periodically after that.
- Using a VPN or similar tools to hide a restricted location is itself a breach of the Terms & Conditions.
- The restricted list follows sanctions law and can change; this page carries the current list.